If you’re a small business owner or manager who was recently declined on an application with a new credit card processing company, you might be wondering why. You may have done everything right in the application process, only to find you were denied for one of several potential reasons. At Merchant Card Advisors, we’re happy to provide credit card processing services for a variety of small business types, including for high-risk lenders and other business types that may deal with declines from certain other merchants. In this two-part blog series, we’ll go over some of the reasons that might be behind your business being declined by certain processors, plus some tips on how to deal with some of […]

With each passing year, Americans’ collective reliance on credit cards and debit cards for transactions only continues to increase. A 2018 report indicated that roughly 30% of all transactions use cash as the payment instrument, meaning 70% (and likely an even larger percentage in the time since this study) use some other method – with card payments high on the list. At Merchant Card Advisors, we’re proud to offer credit card processing solutions that work for everyone from high-risk merchants to a variety of small businesses, allowing you to meet this increasing demand for card payments in ways that benefit your business. We’re confident our services stack up extremely well against our competitors in this sphere, and we […]

For businesses and merchants who regularly run credit card transactions, there’s nothing better than receiving deposited funds from a credit card processor. This process generally takes two to three days for most standard merchant accounts, at least when talking about normal, run-of-the-mill charges. At Merchant Card Advisors, we’re proud to offer a variety of payment processing solutions for businesses and merchants everywhere, including high-risk card services for those who require it. One exception to the above timetable for receiving funds in your merchant account is when you have an abnormally high payment that’s being processed – today’s blog will look into why this process might be delayed and what you can do to help it along. Normal Payments […]

At Merchant Card Advisors, we’re proud to offer a variety of online credit card processing services for a variety of companies, from lending companies to small businesses and many others. Using just our single application, you can accept credit card and mobile payments without any complexity or hidden costs while remaining compliant with all prudent regulations. When it comes to the specific kinds of equipment or software utilized by services like ours, two very important items to know about are virtual terminals and payment gateways. While some people confuse these and assume they are the same, they are actually different items that work together to provide you with the ability to easily process online payments. Here’s a basic […]