If your business processes a high volume of card payments on a regular basis, chances are you’re familiar with your payment processing rates. Finding the best processor with the best rates for your business is vital to your bottom line, but it can be tempting to take a bit of a narrow view here and focus on just a single processor cost rather than the full picture. At Merchant Card Advisors, our merchant processing solutions include full transparency on all fees, processing charges and other costs you may incur during any of our credit card processing programs. There are several potential price points you should consider when looking at processing fees – here are some of the most [...]

With certain bland credit card processing services, the only real purpose is supplying a service bill and processing basic payments. There’s no real effort to improve your business or streamline the way you take payments and make this area more convenient to customers. At Merchant Card Advisors, we’re anything but this kind of bland, unhelpful service. Rather, our merchant payment processing services include numerous areas that go well above and beyond simply taking payments and charging fees. Let’s look at a couple major areas where we go the extra mile for you, areas that can bolster important parts of your business and improve day-to-day operations simultaneously. Integration and Streamlining With our services, you receive the option to integrate [...]

There are several reasons why small businesses need strong credit card processing services in place, from ease and convenience to the customer to several records-related areas. And while much of the attention is naturally placed on the former area, the latter can hold just as much importance for your small business. At Merchant Card Advisors, we’re proud to offer credit card services for all small businesses, and to explain how various areas of our services, including simple terminals and a robust API, provide value in multiple ways. In particular, while the term doesn’t necessarily refer to paper only like it may have a few decades ago, our processing systems help you “track your receipts,” so to speak, as [...]

With the rise in usage and importance of credit cards across numerous industries, an unfortunate parallel reality is the rise in credit card fraud over recent years. For many businesses, particularly smaller ones, even a single major instance of credit card fraud can threaten growth and create major financial issues. At Merchant Card Advisors, we’re proud to offer credit card processing services for a variety of businesses, including detailed security features that help protect your business from the potential for credit card fraud. In addition to these areas, here are some basic tips we can offer on how to train yourself and your staff on proper processes for accepting and verifying credit card payments to avoid fraud risks altogether. [...]

If your business is growing to the point where you’ve branched off into multiple locations or are considering doing so in the near future, congratulations. This development usually signals strong business growth and profits, so long as the expansion is handled correctly of course. At Merchant Card Advisors, we’re proud to provide a wide range of credit card processing services for small businesses, lenders and many other groups, including businesses expanding into secondary locations. In many of these cases, working with a big bank or similar institution for your card processing needs can create issues that you shouldn’t have to deal with – here are some of these issues, plus how services like ours can help you obtain [...]

For many small and medium-sized businesses looking for some help in accounting areas, a program called QuickBooks is a lifesaver. A software program that’s very popular among businesses in this size range, QuickBooks is one of the most recognizable names in the accounting industry. Did you know, though, that QuickBooks can also be linked with merchant services to allow you to accept credit card payments and processing within the program itself? At Merchant Card Advisors, we’ll show you quick and simply ways to add a payment platform to your QuickBooks account, one that is robust and will streamline customer checkout experiences while lowering your processing fees and costs. Our API can integrate with over 220 different payment services. [...]

For any business that holds a merchant account for payment processing, one area that’s very important is known as PCI compliance. Short for Payment Card Industry Data Security, PCI compliance refers to operating in accordance with rules that ensure several things, but most notably that all areas of customer data are handled in a secure manner during all transactions. At Merchant Card Advisors, we’re happy to explain all the basics of PCI compliance to you as part of our credit card processing services. Here’s a basic primer on why these guidelines are in place, what you have to do to follow them (it’s really quite simple), and the issues that come up if you are not PCI compliant. [...]

If you’ve worked with a credit card processor in the past, you know the basics of how this process works. You are charged processing fees or rates based on a few important factors, usually paid on a monthly basis. Did you know, though, that the format for your processing costs can take one of a few forms? At Merchant Card Advisors, we’re here to help with credit card processing for small businesses, retail companies, government groups and many others. We can help you assess and understand which pricing structure is best for your business depending on a few elements. Here are the three most common pricing formats offered by credit card processors: Flat Rate With flat rate processing, [...]

In part one of this two-part blog, we went over a few of the common fees you might see on your credit card processing statement each month. You’ll receive this statement from your processing company whether you’re a large commercial lender or a small family business, and it’s important to know how to interpret it. At Merchant Card Advisors, we provide credit card processing services for all varieties of business. While doing so, we ensure all our clients fully understand the reports they’re receiving and why they’re being charged the amounts they’re seeing. Let’s go over a few more of the fees you might see on a credit processing report, plus what they mean and whether you can [...]

At Merchant Card Advisors, we’re your go-to entity for credit card processing across multiple fields. Whether you’re a loan lender who needs solutions for processing payments or a small business who wants to maximize your profits in every little way, we’re here to help. Regardless of which type of client you are, you’ll receive a processing statement from us each month that details the services we provided and several other basics. Included in this statement will be your basic processing fees, plus potentially a few other related industry fees – what do all of these mean? Are there some you can avoid? In this two-part blog, we’ll go over all the various processing fees you might run into [...]